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Virtual Lease Services (VLS) has rebranded to Banking Works, following a two-year transformation programme that has seen an investment in people, new technology platforms and data science. If you have finance with either Braemar Finance or Klarna Bank*, please see their contact details to the right. May 22, 2023 at 12:38 PM EDT. More than 400,000 merchants around the world accept Klarna. . Alex March, the UK head of buy now, pay later (BNPL.